No matter how you use your RV, Armor Insurance Professionals is capable of customizing your policy and coverage to get you the best price and protection. Mobile home insurance breaks down into two types of policies: recreational and full-timer’s.
Recreational RV Insurance
Perfect if you don’t live in your RV year-round (or claim it as your primary residence). This protects your RV inside and out while you’re driving or parked at a campsite. You can get coverage for accidents, belongings inside your RV, and injuries that happen on your campsite (or near where your RV is parked).
Full-Timer's RV Insurance
This policy is perfect if you live in your RV. You’ll get many of the same coverages as you do with recreational insurance, but you can add more coverages that are akin to homeowners policies. These can pay for charges you get from homeowners/RV associations, injuries on your property, and damages or theft for belongings stored on your property.
When it comes to coverages for both recreational and full-timer’s RV insurance policies, we can help you secure:
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Emergency expenses
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Unlimited accident forgiveness for small claims
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Large accident forgiveness
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Free fire department service charges
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Trailer coverage for your motorhome
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Mexico physical damage
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Pet injury coverage
Why do I need such a personal and customized mobile home policy?
You may be able to insure your RV on your auto policy, but you’ll probably only get coverage for physical damage and none of the coverages mentioned above. That won’t really do you any good when you’re actually cruising, camping, or living in your RV. Plus, if you finance your RV, you may be required to get a special stand-alone policy.
Keep in mind that with Armor Insurance Professionals, you get to personalize your insurance policies to suit your needs and circumstances. As a brokering agency, we can compare prices from different companies for you at no cost. Need help deciding on the right amount of protection that fits in your budget? Get an online quote now or speak with a friendly agent to get started!