Your health should be your #1 priority. When your body isn’t functioning properly, you simply can’t perform your best in your daily life activities. When you get sick or injured, not only will your body suffer, but your wallet may also suffer. Medical care can be costly and illness/injury can lead to your absence at work, preventing you from earning money. That’s why Armor Insurance Professionals offers you our wide selection of health insurance plans. Our policies will save you when your immune system can’t.

Each health insurance policy provides the following 10 essential health benefits, as required by the Affordable Care Act:

1. Ambulatory patient services: outpatient care you get without being admitted to a hospital

2. Emergency services: transportation to the emergency room

3. Hospitalization: treatments or procedures in the hospital (e.g., surgery)

4. Maternity and newborn care: care before and after your baby is born

5. Mental health and substance-use disorder services: behavioral health treatment, counseling, and psychotherapy

6. Prescription drugs: medication recommended by your doctor

7. Rehabilitative and habilitative services and devices: services and devices used to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills

8. Laboratory services: blood tests and other laboratory exams

9. Preventive and wellness services and chronic disease management: counseling, screenings, and vaccines to prevent illness and care for chronic diseases

10. Pediatric services: medical and dental care for your children

However, you can find more customized coverage options available to you in our carriers’ policies.

Here are some tips when selecting health insurance:

• Make a list of regular care you and/or your family will need

• List any upcoming medical events, such as having a baby or completing medical exams

• List potential unexpected healthcare needs, such as injuries and major illnesses

• Find out how all of these costs are handled within the policy you are considering. 

Keep in mind that with Armor Insurance Professionals, you get to personalize your insurance policies to suit your needs and circumstances. As a brokering agency, we can compare prices from different companies for you at no cost. Need help deciding on the right amount of protection that fits in your budget? Speak with a friendly agent to get started!